Joe brings more than 17 years of banking and teaching experience to TTS. He started out in the Global Trade Finance Group at J.P. Morgan, then joined the Credit Risk Management Group to manage the firm’s primary forecasting and valuation model and assist in analyzing global credit exposure. In 1995, Joe became a fulltime instructor in the valuation section of J.P. Morgan’s Investment Banking Training Programs for Analysts and Associates. He also taught credit risk analysis and the firm’s proprietary modeling to analysts and associates at branches located worldwide, in addition to working extensively with the bank’s Internet group. Drawing on his research interest in the effective design and functionality of leveraged buyout models, he regularly advises Wall Street firms concerning their LBO models. Joe holds a B.A. in Economics & Business Administration from Ursinus College and an MBA from Fordham University. He is an Adjunct Professor of Finance at Fordham, where he was acknowledged with the Dean’s Award for Teaching Excellence in 2006.